* { box-sizing: border-box; margin: 0; padding: 0; }
  html, body { background: var(--rb-cream); font-family: var(--font-sans); color: var(--fg-1); -webkit-font-smoothing: antialiased; }
  a { color: inherit; text-decoration: none; }
  button { font: inherit; cursor: pointer; border: none; background: none; }

  .container { max-width: 1200px; margin: 0 auto; padding: 0 32px; }

  /* ─── Shared palette surfaces ──────────────────────────────────── */
  .surface-paper {
    background: var(--rb-paper);
    color: var(--fg-1);
  }
  .surface-paper .grid-bg {
    position: absolute; inset: 0;
    background:
      linear-gradient(to right, rgba(62, 62, 62, 0.08) 1px, transparent 1px) 0 0 / 32px 32px,
      linear-gradient(to bottom, rgba(62, 62, 62, 0.08) 1px, transparent 1px) 0 0 / 32px 32px;
    pointer-events: none;
  }
  .surface-navy {
    background: var(--rb-navy);
    color: var(--rb-cream);
  }
  .surface-navy .grid-bg {
    position: absolute; inset: 0;
    background:
      linear-gradient(to right, rgba(255, 251, 237, 0.07) 1px, transparent 1px) 0 0 / 32px 32px,
      linear-gradient(to bottom, rgba(255, 251, 237, 0.07) 1px, transparent 1px) 0 0 / 32px 32px;
    pointer-events: none;
  }
  .surface-cream { background: var(--rb-cream); color: var(--fg-1); }

  /* ─── Header ───────────────────────────────────────────────────── */
  header.site {
    position: sticky; top: 0; z-index: 50;
    background: rgba(255, 251, 237, 0.92);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--line-1);
  }
  header.site .row {
    display: flex; align-items: center; justify-content: space-between;
    height: 72px;
  }
  .wm { font-family: var(--font-wordmark); font-weight: 900; letter-spacing: -0.08em; font-size: 32px; color: var(--rb-navy); }
  .wm .dot { color: var(--rb-orange); }
  .wm.on-navy { color: var(--rb-cream); }
  nav.primary { display: flex; gap: 32px; }
  nav.primary a { font-size: 14px; font-weight: 500; color: var(--fg-2); }
  nav.primary a:hover { color: var(--fg-1); }
  .header-cta { display: flex; align-items: center; gap: 12px; }
  .btn { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: 14px; padding: 10px 18px; border-radius: var(--r-md); transition: all var(--dur-base) var(--ease-out); }
  .btn-primary { background: var(--rb-navy); color: var(--rb-cream); }
  .btn-primary:hover { background: var(--rb-navy-700); transform: translateY(-1px); box-shadow: var(--shadow-2); }
  .btn-accent { background: var(--rb-orange); color: var(--rb-cream); }
  .btn-accent:hover { background: var(--rb-orange-600); }
  .btn-ghost { background: transparent; color: var(--fg-1); border: 1px solid var(--line-2); }
  .btn-ghost:hover { border-color: var(--fg-1); }
  .btn-ghost.on-navy { color: var(--rb-cream); border-color: rgba(255,251,237,0.4); }
  .btn-ghost.on-navy:hover { border-color: var(--rb-cream); }
  .btn-text { color: var(--rb-navy); padding: 10px 0; }
  .btn-text:hover { color: var(--rb-navy-700); }
  .btn .arrow { transition: transform var(--dur-base) var(--ease-out); }
  .btn:hover .arrow { transform: translateX(3px); }

  /* ─── Marker overlay primitives ────────────────────────────────── */
  .strike-wrap { position: relative; display: inline-block; }
  .strike-wrap svg { position: absolute; left: -10px; top: -6px; width: calc(100% + 20px); height: calc(100% + 12px); pointer-events: none; }
  .marker { font-family: var(--font-marker); font-weight: 700; color: var(--rb-orange); margin-left: 8px; }
  .lasso-wrap { position: relative; display: inline-block; padding: 0.1em 0.6em; }
  .lasso-wrap svg { position: absolute; inset: 0; width: 100%; height: 100%; pointer-events: none; }

  /* ─── HERO · Palette B (paper-led) ─────────────────────────────── */
  .hero { padding: 96px 0 112px; position: relative; }
  .hero .inner { position: relative; }
  .hero .eyebrow { font-size: 11px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent-strong); margin-bottom: 24px; }
  .hero h1 {
    font-family: var(--font-display); font-weight: 900;
    font-size: clamp(56px, 9vw, 128px); line-height: 0.96;
    letter-spacing: -0.025em; color: var(--rb-ink);
    text-wrap: balance; max-width: 14ch;
  }
  .hero .lead { font-size: 20px; line-height: 1.5; color: var(--fg-2); max-width: 56ch; margin-top: 32px; }
  .hero .form { margin-top: 40px; display: flex; gap: 8px; max-width: 480px; }
  .hero .form input { flex: 1; padding: 14px 16px; border-radius: var(--r-md); border: 1px solid var(--line-2); font: inherit; font-size: 16px; background: var(--rb-white); }
  .hero .form input:focus { outline: none; border-color: var(--rb-orange); box-shadow: var(--shadow-focus); }
  .hero .form button { padding: 14px 22px; }
  .hero .below-form { margin-top: 14px; font-size: 13px; color: var(--fg-3); display: flex; align-items: center; gap: 8px; }
  .hero .below-form i { width: 16px; height: 16px; }

  /* ─── AFFIRMATION BAND · Palette A (navy-led) ─────────────────── */
  .affirm { padding: 112px 0; position: relative; overflow: hidden; }
  .affirm .inner { position: relative; text-align: center; }
  .affirm h2 {
    font-family: var(--font-display); font-weight: 900;
    font-size: clamp(48px, 7vw, 96px); line-height: 0.98;
    letter-spacing: -0.025em; color: var(--rb-cream);
    text-wrap: balance;
    margin-bottom: 16px;
  }
  .affirm .answer {
    font-family: var(--font-display); font-weight: 900;
    font-size: clamp(56px, 8vw, 112px); line-height: 0.98;
    letter-spacing: -0.025em; color: var(--rb-cream);
    text-wrap: balance;
  }
  .affirm .answer .dot { color: var(--rb-orange); }
  .affirm .sub { font-family: var(--font-sans); color: var(--rb-cream); opacity: 0.7; margin-top: 32px; font-size: 16px; letter-spacing: 0.05em; }

  /* ─── HOW IT WORKS · Palette B ─────────────────────────────────── */
  .how { padding: 112px 0; position: relative; }
  .how .inner { position: relative; }
  .section-eyebrow { font-size: 11px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent-strong); }
  .section-title {
    font-family: var(--font-display); font-weight: 900;
    font-size: clamp(40px, 5.5vw, 72px);
    line-height: 1; letter-spacing: -0.02em;
    color: var(--rb-ink); margin-top: 12px; max-width: 18ch;
  }
  .section-title.on-navy { color: var(--rb-cream); }
  .section-lead { font-size: 18px; line-height: 1.5; color: var(--fg-2); max-width: 56ch; margin-top: 16px; }

  .steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 56px; position: relative; }
  .step { background: var(--rb-white); border: 1px solid var(--line-1); border-radius: var(--r-lg); padding: 32px; box-shadow: var(--shadow-1); transition: transform var(--dur-base) var(--ease-out), box-shadow var(--dur-base) var(--ease-out); }
  .step:hover { transform: translateY(-2px); box-shadow: var(--shadow-2); }
  .step .num { font-family: var(--font-display); font-size: 56px; color: var(--rb-orange); line-height: 1; letter-spacing: -0.04em; }
  .step h3 { font-size: 22px; font-weight: 700; margin-top: 16px; color: var(--fg-1); }
  .step p  { font-size: 15px; line-height: 1.55; color: var(--fg-2); margin-top: 8px; }

  /* ─── CAMPAIGN QUOTE BAND · Palette A (navy-led) ──────────────── */
  .campaign { padding: 128px 0; position: relative; overflow: hidden; }
  .campaign .inner { position: relative; }
  .campaign .quote {
    font-family: var(--font-display); font-weight: 900;
    font-size: clamp(48px, 7vw, 104px); line-height: 0.98;
    letter-spacing: -0.025em; max-width: 18ch; text-wrap: balance;
    color: var(--rb-cream);
  }
  .campaign .quote .answer {
    color: var(--rb-orange); font-family: var(--font-marker); font-weight: 700; font-size: 0.8em;
    display: inline-block; margin-top: 12px;
  }
  .campaign .sig { margin-top: 40px; font-size: 14px; opacity: 0.6; color: var(--rb-cream); letter-spacing: 0.04em; }

  /* ─── PREMIES · Palette B ─────────────────────────────────────── */
  .premies { padding: 112px 0; position: relative; }
  .premies .inner { position: relative; }
  .premie-table { margin-top: 56px; background: var(--rb-white); border: 1px solid var(--line-1); border-radius: var(--r-lg); box-shadow: var(--shadow-1); overflow: hidden; }
  .premie-row { display: grid; grid-template-columns: 1fr 200px 140px 120px; align-items: center; padding: 18px 28px; border-bottom: 1px solid var(--line-1); gap: 20px; }
  .premie-row:last-child { border-bottom: none; }
  .premie-row.header { background: var(--rb-paper-50); font-size: 11px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--fg-3); padding: 12px 28px; }
  .premie-name { font-weight: 600; color: var(--fg-1); font-size: 15px; }
  .premie-name .sub { display: block; font-weight: 400; font-size: 13px; color: var(--fg-3); margin-top: 2px; }
  .premie-amount { font-family: var(--font-display); font-size: 24px; color: var(--rb-ink); letter-spacing: -0.01em; }
  .premie-tag { font-size: 12px; font-weight: 600; padding: 3px 9px; border-radius: var(--r-pill); background: var(--rb-orange-200); color: var(--rb-orange-600); justify-self: start; }
  .premie-tag.region { background: var(--info-bg); color: var(--info); }
  .premie-do { font-size: 13px; font-weight: 600; color: var(--rb-navy); }

  /* ─── TESTIMONIAL · Cream ─────────────────────────────────────── */
  .testi { padding: 112px 0; background: var(--rb-cream); border-top: 1px solid var(--line-1); border-bottom: 1px solid var(--line-1); }
  .testi-card { display: grid; grid-template-columns: 1fr 280px; gap: 64px; align-items: center; }
  .testi-quote { font-family: var(--font-sans); font-weight: 600; font-size: 32px; line-height: 1.25; letter-spacing: -0.015em; color: var(--fg-1); text-wrap: balance; }
  .testi-quote .accent { color: var(--rb-orange); font-family: var(--font-marker); font-weight: 700; font-size: 40px; }
  .testi-meta { display: flex; align-items: center; gap: 16px; margin-top: 24px; }
  .testi-avatar { width: 48px; height: 48px; border-radius: 50%; background: var(--rb-navy); color: var(--rb-cream); display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 18px; }
  .testi-name { font-size: 14px; font-weight: 600; color: var(--fg-1); }
  .testi-name .sub { display: block; font-weight: 400; color: var(--fg-3); font-size: 13px; }
  .testi-img { aspect-ratio: 4/5; border-radius: var(--r-lg); background:
      linear-gradient(to right, rgba(62, 62, 62, 0.08) 1px, transparent 1px) 0 0 / 32px 32px,
      linear-gradient(to bottom, rgba(62, 62, 62, 0.08) 1px, transparent 1px) 0 0 / 32px 32px,
      var(--rb-paper);
      border: 1px solid var(--line-1); display: flex; align-items: center; justify-content: center; color: var(--fg-3); font-size: 13px; }

  /* ─── CTA STRIP · Palette A (navy-led) ────────────────────────── */
  .cta { padding: 112px 0; position: relative; overflow: hidden; }
  .cta .inner { position: relative; display: flex; align-items: center; justify-content: space-between; gap: 48px; }
  .cta h2 { font-family: var(--font-display); font-weight: 900; font-size: clamp(40px, 5vw, 72px); line-height: 1; letter-spacing: -0.025em; max-width: 16ch; color: var(--rb-cream); }

  /* ─── Footer · Cream ──────────────────────────────────────────── */
  footer.site { background: var(--rb-cream); padding: 64px 0 32px; }
  footer.site .grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; }
  footer.site h4 { font-size: 12px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--fg-3); margin-bottom: 14px; }
  footer.site ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
  footer.site a { font-size: 14px; color: var(--fg-2); }
  footer.site a:hover { color: var(--fg-1); }
  footer.site .lang { display: flex; gap: 4px; margin-top: 24px; }
  footer.site .lang button { font-size: 11px; font-weight: 600; padding: 4px 9px; border-radius: var(--r-pill); border: 1px solid var(--line-2); color: var(--fg-2); }
  footer.site .lang button.active { background: var(--rb-ink); color: var(--rb-cream); border-color: var(--rb-ink); }
  footer.site .legal { margin-top: 56px; padding-top: 24px; border-top: 1px solid var(--line-1); display: flex; justify-content: space-between; align-items: center; font-size: 12px; color: var(--fg-3); }

  /* ─── Palette marker (debug-style; useful for design review) ───── */
  .palette-tag {
    position: absolute;
    top: 24px; left: 32px;
    font-family: ui-monospace, 'JetBrains Mono', monospace;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    padding: 4px 10px;
    border-radius: 2px;
    z-index: 5;
  }
  .palette-tag.a { background: var(--rb-orange); color: var(--rb-cream); }
  .palette-tag.b { background: var(--rb-ink); color: var(--rb-cream); }

  @media (max-width: 900px) {
    .container { padding: 0 24px; }

    header.site .row {
      height: auto;
      min-height: 64px;
      flex-wrap: wrap;
      gap: 12px 20px;
      padding-top: 12px;
      padding-bottom: 12px;
    }

    nav.primary {
      order: 3;
      width: 100%;
      gap: 10px;
      overflow-x: auto;
      padding-bottom: 2px;
      scrollbar-width: none;
    }

    nav.primary::-webkit-scrollbar { display: none; }

    nav.primary a {
      flex: 0 0 auto;
      padding: 8px 0;
      white-space: nowrap;
    }

    .hero,
    .how,
    .premies,
    .affirm,
    .cta {
      padding: 72px 0;
    }

    .campaign { padding: 84px 0; }

    .steps {
      grid-template-columns: 1fr;
      gap: 16px;
      margin-top: 40px;
    }

    .premie-row {
      grid-template-columns: 1fr 150px 120px auto;
      padding: 16px 20px;
      gap: 16px;
    }

    footer.site .grid {
      grid-template-columns: repeat(2, minmax(0, 1fr));
      gap: 36px 28px;
    }
  }

  @media (max-width: 640px) {
    .container { padding: 0 18px; }

    .wm { font-size: 28px; }

    .header-cta {
      margin-left: auto;
      gap: 10px;
    }

    .header-cta .btn-text { display: none; }

    .btn {
      justify-content: center;
      padding: 10px 14px;
    }

    .hero {
      padding: 56px 0 64px;
    }

    .hero .eyebrow,
    .section-eyebrow {
      letter-spacing: 0.1em;
      line-height: 1.4;
    }

    .hero h1 {
      font-size: clamp(42px, 15vw, 64px);
      max-width: 11ch;
      line-height: 0.98;
    }

    .hero .lead {
      font-size: 17px;
      margin-top: 24px;
    }

    .hero .form {
      flex-direction: column;
      max-width: none;
      margin-top: 28px;
    }

    .hero .form button,
    .hero .form input {
      width: 100%;
    }

    .hero .below-form {
      align-items: flex-start;
      line-height: 1.45;
    }

    .affirm,
    .how,
    .premies,
    .cta {
      padding: 64px 0;
    }

    .affirm .answer {
      font-size: clamp(44px, 15vw, 68px);
    }

    .affirm .sub {
      font-size: 14px;
      line-height: 1.5;
      letter-spacing: 0;
      margin-top: 24px;
    }

    .section-title {
      font-size: clamp(36px, 12vw, 48px);
      max-width: 12ch;
    }

    .section-lead {
      font-size: 16px;
    }

    .step {
      padding: 24px;
    }

    .step .num {
      font-size: 44px;
    }

    .campaign {
      padding: 72px 0;
    }

    .campaign .quote {
      font-size: clamp(40px, 13vw, 60px);
      max-width: 12ch;
    }

    .premie-table {
      margin-top: 36px;
      background: transparent;
      border: 0;
      border-radius: 0;
      box-shadow: none;
      overflow: visible;
      display: grid;
      gap: 12px;
    }

    .premie-row.header {
      display: none;
    }

    .premie-row {
      display: grid;
      grid-template-columns: 1fr auto;
      align-items: start;
      gap: 12px;
      padding: 18px;
      background: var(--rb-white);
      border: 1px solid var(--line-1);
      border-radius: var(--r-lg);
      box-shadow: var(--shadow-1);
    }

    .premie-name {
      grid-column: 1 / -1;
    }

    .premie-amount {
      font-size: 22px;
    }

    .premie-do {
      justify-self: end;
      align-self: center;
    }

    .cta .inner {
      flex-direction: column;
      align-items: flex-start;
      gap: 24px;
    }

    .cta h2 {
      font-size: clamp(38px, 12vw, 52px);
    }

    footer.site {
      padding-top: 48px;
    }

    footer.site .grid {
      grid-template-columns: 1fr;
      gap: 28px;
    }

    footer.site .legal {
      flex-direction: column;
      align-items: flex-start;
      gap: 8px;
      margin-top: 40px;
    }

    .palette-tag {
      display: none;
    }
  }

  @media (max-width: 380px) {
    .container { padding: 0 14px; }

    .header-cta .btn-accent {
      padding-left: 12px;
      padding-right: 12px;
    }

    .hero h1 {
      font-size: clamp(38px, 14vw, 48px);
    }
  }